If you were injured at work and that injury is meant to last long-term, you may be able to get disability coverage. If can still work, but that work is limited due to your disability, you might be eligible for permanent partial disability. Here is information about this type of disability coverage and how you can get it.
What is Permanent Partial Disability?
It helps to first understand what permanent partial disability (PPD) is and how it works. With this type of disability, you received a work-related injury that caused a chronic condition or permanent disability. It must keep you from performing your normal job to its full capacity, but you still have the ability to work at least part-time. For example, you may have lost sight in one eye, but you can still see out of the other eye. This is partial disability since you might still be able to perform some functions at your job, but not necessarily what you used to. If you were a truck driver, you might be asked to work in the office doing dispatch part-time instead of driving.
What can cause this type of disability?
There are many types of accidents and injuries that can lead to PPD. Some of the more common ones that occur at work are:
How do you get benefits for PPD?
The process for getting workers' compensation benefits for PPD is similar to other types of benefits. You first need to inform your employer of your injury, then get medical treatment. They will most likely have a medical office for you to go to as they work directly with workers' compensation. The doctor will provide your employer and workers' compensation with information regarding your injury, including whether or not it is a permanent injury and what kind of work you will be able to do when you recover.
Once that happens, your permanent disability will be rated. This is a number that explains the extent of your disability, which is used to determine what benefits you will get. You may then be asked to fill out a claim form to file for it, though in some cases the benefits are automatically given to you.
If you believe you should be compensated for PPD and aren't, your next step is to contact an attorney. Attorneys that specialize in employment law and workers' compensation cases will be able to help you get the benefits you deserve. To learn more, contact a company like The Law Offices of Gregg Durlofsky.
Share11 May 2015
Hi, my name is Sally. I was living a pretty average, uneventful life until I had an accident. At that point, my life become more stressful and painful than I could have ever imagined. Sadly, my accident happened on private property, and it could have been prevented if the owner of the property had kept up with his shoveling. For months, I missed work, suffered through constant pain and become more and more depressed. Finally, a friend referred me to an accident and injury lawyer, and she showed me how to get the compensation that I deserved. I don't want to see anyone else suffer like I did, and because of that, I decided to create this blog. Here, I hope anyone who has been injured can find the information they need to get fully compensated and regain their lives. Enjoy your reading and thanks for stopping by!
